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Alternative ePayments Guide | What works where?

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Beside widely used payment gateways like PayPal, Stripe, Payoneer, 2Checkout, Payza etc, there are other better gateways that you as an online merchant can use to collect money online for your products and services. Depending on where you/your customers are(country) and your products/services, you can find better payment processing providers here.  In this topic we discuss various payment gateways. How they work, country availability, restrictions, limitations, successes, failures etc.

Skrill, Gumroad, worldremit, Selz, Moneygram, Remitly, Crypto currencies, Google Wallet, Mpesa, Western union, eCheck etc, are discussed here.

Direct bank transfer – Direct PayPal Transfer    

    Take payments in person via BACS. More commonly known as direct bank/wire transfer    

    Check payments –
    Take payments in person via checks. This offline gateway can also be useful to test purchases.    

    Cash on delivery – Pay cash    
    Have your customers pay with cash (or by other means) upon delivery.    

    PayPal    
    PayPal Standard redirects customers to PayPal to enter their payment information.    

    middleman Crypto Payments – Pay with bitcoins    
    Allow customers to pay using cryptocurrency    

    GoUrl Bitcoin/Altcoins – Bitcoin/Altcoin    
    Plugin Homepage  &  screenshots »
Plugin on Github - 100% Free Open Source »

White Label Product. Secure payments with virtual currency. What is Bitcoin?
Accept Bitcoin, Bitcoincash, Bitcoinsv, Litecoin, Dash, Dogecoin, Speedcoin, Reddcoin, Potcoin, Feathercoin, Vertcoin, Peercoin, Universalcurrency, Monetaryunit payments online in WooCommerce.

 

Western union.

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Have you ever used Western Union to collect money for your products/services online?
How easy/hard is it for you/your customers to use Western Union?
Is Western Union reliable? Is Western Union available in all countries? What are some of Western Union  restrictions, limitations, failures, disadvantages?
Are there Western Union web Integration, Western Union IPN, Western Union payment buttons, Western Union woocommerce plugin?

You can actually use Western union to receive payments online. It is available worldwide. In some countries you can receive money directly to your mobile wallet without the need of visiting their local agents. There's no automatic way of receiving western Union payments. The sender must have your details. Full names, your country, city etc. To get the money you need to have senders detail too plus tracking code(MTCN). Most customers don't like using this method because it is too expensive and time-consuming. Given that Western union is a money transfer company, they don't offer e-commerce tools. They also discourage their users from sending money for online purchases.

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WorldRemit

Tell me more....

Have you ever used WorldRemit to collect money for your products/services online?
How easy/hard is it for you/your customers to use WorldRemit?
Is WorldRemit reliable? Is WorldRemit available in all countries? What are some of WorldRemit  restrictions, limitations, failures, disadvantages?
Are there WorldRemit web Integration, WorldRemit IPN, WorldRemit payment buttons, WorldRemit woocommerce plugin?

 

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Mpesa

Safaricom's Mpesa works very well in East Africa. That is  Kenya, Uganda, Tanzania and Rwanda. Merchants and customers  must be registered in those countries. There is woocommerce plugin for integrating your wordpress shop with mpesa.


 

Quote

Have you ever used Mpesa to collect money for your products/services online?
How easy/hard is it for you/your customers to use Mpesa?
Is Mpesa reliable? Is Mpesa available in all countries? What are some of Mpesa  restrictions, limitations, failures, disadvantages?
Are there Mpesa web Integration, Mpesa IPN, Mpesa payment buttons, Mpesa woocommerce plugin?

 

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Crypto currency

Probably the safest mode of payment for merchants. Once the payment have been made there cannot be chargebacks or disputes. Send and get money anywhere in the world at any given time. Payments in Bitcoin can be made and finalized without one’s personal information being tied to the transactions. Very low fees. Easy  to convert bitcoins into fiat currency. Stand alone php sripts and wp plugins available.

Disadvantages:  Most users have no access to crypto currencies like bitcoin.  Susceptible to High Price Volatility. Widely abused by fraudsters and online scammers. Black Market Activity May Damage Reputation and Usefulness.


Have you ever used Bitcoins to collect money for your products/services online?
How easy/hard is it for you/your customers to use Bitcoins?
Is Bitcoins reliable? Is Bitcoins available in all countries?

What are some of Bitcoins  restrictions, limitations, failures, disadvantages?
Are there Bitcoins web Integration scripts, Bitcoins IPN, Bitcoins payment buttons, Bitcoins woocommerce plugin?

Let us know your experience. It is very important.

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Google Wallet

Google Wallet gives merchants the ability to highlight special offers or discounts. Purchasing process much faster. P2P payments — peers can easily send and receive money.

What I don't like about google wallet: Not available in most countries.

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Selz is an e-commerce builder built for the creative class. If you’ve been looking for a quick and simple way to monetize your digital content or online presence, then this could be the tool you’re looking for.

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Accepting eChecks can significantly drive down your business online.

echeck payment processing · Echecks High Risk Merchants.

A business that accepts eChecks must wait for the eCheck to clear

Pros And Cons of ACH Payment Methods

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Direct bank transfer

Have you ever used direct bank transfer to collect money for your products/services online?
How easy/hard is it for you/your customers to use direct bank transfer?
Is direct bank transfer reliable? Is direct bank transfer available in all countries?

What are some of direct bank transfer  restrictions, limitations, failures, disadvantages?
Are there direct bank transfer web Integration scripts, direct bank transfer IPN, direct bank transfer payment buttons, direct bank transfer woocommerce plugin?

Let us know your experience. It is very important.

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Alternative ePayments Guide | What works where? Successes And Failures selling online requires stable and reliable payment gateways to collect payments. You can have good products, good marketing etc, and be let down by the way you collect money from your customers. Merchants freelancers alternative sending and receiving money To succeed in selling goods and services online you need several things. The products ( physical or virtual), good marketing, SEO'd website, payment gateways etc.   Questions tackled Which gateway do you use collect payments from your customers? Why do you use it and not the other payment gateways? What don't you like about it? Limitations, difficulties, terms & conditions etc How would you like it improved? PayPal Easy to use, Trusted by millions worldwide  PayPal transaction charges are high Getting paid is easy receive money from friends and family send money using your bank account PayPal Purchase Protection Bill Me Later PayPal Funds Still Pending bank account connected with PayPal fees are so irritating to me They can decide to ban your account and lose money Paypal Freezes, Limits Accounts anytime PayPal can close your account with no explanation.

 

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